Getting started

While a post-secondary education does not guarantee career success, it certainly provides a leg-up in today’s competitive job market. Thanks to the FÉRIQUE RESP, giving your child a competitive advantage couldn’t be easier.

6 easy steps to open a FÉRIQUE RESP

Step 1

Obtain a Social Insurance Number (SIN) for yourself and the child you intend to save for. If the child doesn’t yet have a SIN, apply for one. More information on Social Insurance Numbers can be obtained at Service Canada or by calling 1 800 O CANADA (1 800 622 6232).

You can apply for a SIN at a Service Canada Centre of by mail.

If applying in person and your documents are in order, you can get a SIN in one visit and receive your card within 10 business days.

If applying by mail and your application meets the requirements, you can get your SIN card by mail within 20 business days from the date they receive the application.

Step 2

Choose an RESP provider that best meets your needs. See the FÉRIQUE Advantage for more information.


Step 3

Call 1 800 291 0337 from Monday to Friday from 8:00am to 8:00pm to get advice about which RESP plan type is best suited for you.

See the RESP plan types for more information.

Step 4

Open a FÉRIQUE RESP account and make a deposit. FÉRIQUE will apply for the appropriate grants on your behalf.

Step 5

Work closely with our Advisory Service to determine the proper asset mix and investment allocations given the plan’s time horizon and risk profile.

See Contact our Advisory Service for more information.

Step 6

Watch as the combination of returns from your FÉRIQUE portfolio and the deposit of government grants make your money grow.


Legal notice

This communication does not constitute an offer or a solicitation of any nature in any jurisdiction in which such an offer or solicitation would not be authorized or to any person to whom it would be illegal to make such an offer or solicitation. The information contained in this Web site does not constitute specific advice of a financial, legal, accounting or fiscal nature concerning investments.

The information contained in this communication is subject to change without notice, and Services d'investissement FÉRIQUE and Gestion FÉRIQUE may not be held liable for any inaccuracy or omission in the information provided. The user expressly acknowledges and accepts that neither Services d'investissement FÉRIQUE, nor Gestion FÉRIQUE nor their employees or agents may be held liable for any damage that may have been caused directly or indirectly by the use of information contained in this site.

Please note: There may be management fees and expenses associated with investment in the Funds. Management expense ratios vary from one year to another. Please read the prospectus before investing. Mutual funds are not guaranteed, their values fluctuate frequently and past performance may not be repeated. FÉRIQUE Funds are distributed by National Bank Securities Inc., as Principal Distributor, and by Services d'investissement FÉRIQUE.

The FÉRIQUE RESP Calculator is licensed by EquiSoft, Inc.

The following sources were used in preparing this website: